Graceful Exit

Death, Estate Planning, Insurance, Savings
By Johannes Pan The first time one of my grandparents passed away, my family scrambled to adjust to this sudden difficulty.  On top of the grief, my uncle and aunt had to rummage through piles of paper scattered throughout the house for the proper documents to submit.  They had to recall the different passwords of the various bank accounts. They kept wondering what else had to be done, depriving themselves of peace of mind.  When my second and third grandparents departed us, my parents went through the same things. No one learned to prepare for a graceful exit. For my fourth and last grandparent, for my other relatives, for myself, and for you reading this article, I have compiled a checklist of things to do to make sure our loved…
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Study, Work, Study Part 1 (Mutual Fund)

Debt, Education, Investment, Savings
By Johannes Pan Even though I just recently graduated from UP Diliman and started working, I already have plans to study again.  But unlike college where I enjoyed free tuition, graduate school will surely demand a hefty sum of money. So with very little to my name, what can I do?  What would you do in this situation? I could borrow from my parents.  However, and this is assuming they even have the money to pay for graduate school, doing so would put me in debt, which is not necessarily bad as some debts as strategic but is not how I want to start my adult life.  It would be as if I am not even trying. I have to at least show that I am doing my part in…
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