The 4 Cs of Life

Money Radiance Book
(Excerpt taken from Money Radiance) By Jon Kho In order to draft a financial plan, we need to have a good perspective of money. Let us use the 4 Cs of life, namely, Create, Cover, Control, and Celebrate. 1. Create Create is the stage where one starts receiving and handling money. This is the stage of exploration, where we get the idea that money is essential in our daily life. We think of a lot of ways to create money, such as asking for allowance from our parents when we go to school or receiving our paycheck month in and month out while we actively work for money. This stage is the foundation of it all. 2. Cover Cover is the stage of protection where one safeguards the money. When…
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2 Fs for Why Life Insurance Makes Perfect Sense

Death, Health, Insurance
By Dian Ngo Are your loved ones ready to live properly after you die? Putting money in banks is good, but is it enough? Here are some reasons for why you should get life insurance: 2 Facts 1. All of us grow OLD and DIE. We just don’t know when. This is why we should not risk delaying it. Imagine prioritizing other expenses like travel and then delaying the purchase of an insurance plan. If you get into an accident while travelling, you can never turn back time to get the financial support you need. 2. The death benefit is GUARANTEED. This is a sure way you can provide for your family for when you are gone. The claiming process for the beneficiary would be easy and fast and your…
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