16Sep 2019 by admin No Comments

Graceful Exit

Death, Estate Planning, Insurance, Savings
By Johannes Pan The first time one of my grandparents passed away, my family scrambled to adjust to this sudden difficulty.  On top of the grief, my uncle and aunt had to rummage through piles of paper scattered throughout the house for the proper documents to submit.  They had to recall the different passwords of the various bank accounts. They kept wondering what else had to be done, depriving themselves of peace of mind.  When my second and third grandparents departed us, my parents went through the same things. No one learned to prepare for a graceful exit. For my fourth and last grandparent, for my other relatives, for myself, and for you reading this article, I have compiled a checklist of things to do to make sure our loved…
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14Feb 2019 by admin No Comments

Valentine’s Gift for Your Loved Ones

Death, Insurance, Investment
By Dian Ngo Happy Valentine’s Day! This day is usually the time when you reflect on your own love life. If you are single, you might be wondering why you are still (happily?) single. If you are in a relationship, you might be daydreaming about the perfect relationship. But for me, this is also a good time to celebrate with the family. Let us remember not to take for granted people who are always there for us. We may sometimes think that their love is there since they have no choice. Because of this, we tend to forget that they are the ones we need to treasure the most since they love us even though we are not perfect. As such, here are some ways we can show and celebrate…
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17Dec 2018 by admin No Comments

Parable of the Growing Money (VUL)

Insurance, Investment
By Johannes Pan When I started working, I was excited to apply what I learned from the financial planning talks I attended.  I made a budget journal to track my expenses and savings and then invest in a variable universal life (VUL) insurance fund.  I did the same for my parents, who at first looked at me as if I was taking away a bulk of their hard-earned money that they were supposed to enjoy in their few years before retirement. “But how do you intend to live through your retirement years?”  I asked them. My father replied, “We’ll just work in another church that accepts people who are over 65 years old.”  (My parents are pastors.) “We’ve always planned on working the rest of our lives like your grandparents…
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01Oct 2018 by admin No Comments

2 Fs for Why Life Insurance Makes Perfect Sense

Death, Health, Insurance
By Dian Ngo Are your loved ones ready to live properly after you die? Putting money in banks is good, but is it enough? Here are some reasons for why you should get life insurance: 2 Facts 1. All of us grow OLD and DIE. We just don’t know when. This is why we should not risk delaying it. Imagine prioritizing other expenses like travel and then delaying the purchase of an insurance plan. If you get into an accident while travelling, you can never turn back time to get the financial support you need. 2. The death benefit is GUARANTEED. This is a sure way you can provide for your family for when you are gone. The claiming process for the beneficiary would be easy and fast and your…
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